The Four Principles of The Money Merge Account®
The Money Merge Account program by United First Financial is based on four principles, which are the same principles used by banks.   

1. Interest Accumulation

The Money Merge Account program puts every penny of your money to work for you.  If you currently deposit checks into your checking account and then leave the money there until you pay bills, your money is not working for you.

2. Interest Float

Have you ever charged purchases on a credit card and paid that card in full when the bill came due?  That is an example of interest float.  In essence, you were using the bank’s money for free for a month.

3. Interest Cancellation

Utilizing an Advanced Line of Credit, which could be a Home Equity Loan, Business Loan, Personal Loan Secured Loan or a credit card, checking and savings account, your Money Merge Account program will show you how to leverage your funds so you reach zero debt in the quickest time possible, while paying the least amount of interest.

 4. Strategic Payoff

The Money Merge Account program computes the optimal time to leverage money to pay off your debts and cancel interest.  It sounds simple, but in reality it is millions of lines of codes, and multiple, sophisticated math algorithms hard at work.  Did you know that if you have 6 debts, there are actually 720 possible combinations to consider before choosing which debt to put money towards? 

The Two Components of The Money Merge Account

The Money Merge Account program has Two Required Components to Pay Your Debt off in Record Time.

1. Your Debt 

• If you have a Mortgage or more than $80,000 in debt you would use the Money Merge Account Pro. 
• If you do not have a Mortgage and have a total of less than $80,000 in consumer debt and 10 creditors or less, you would use the Money Merge Account Express.  

     
2.  Checking and Saving Accounts

Most people already have these, and if not, they are simple to get at the bank or credit union of your choice.

• Acts as your Real Time Navigation System – taking the guess work out of your financial path.  It helps you decide what purchases are best for you, and when is the best time to spend your money.  You’ll know the True Costs before you make important decisions.

• Calculates Strategic Payoffs –so you know which debt should be paid first.  How do you cancel the most interest this month?   And what is the quickest way to be free of debt?  The Money Merge Account system uses all the variables of your debt (loan term, amount owed, interest rate, variable or fixed, principal, etc) to guide you out of debt in the shortest time with little or no change in your standard of living or lifestyle. 

• Ease of Use – Remember, this only takes about 10 minutes a month.  You’ll be able to track your money, and have an exact balance status report at your fingertips.
         

• Professional, Personal Lifetime Support is included –If you need assistance or have a question you simply call your Personal Account Manager for one on one Lifetime Support by United First Financial.

 

How does it work?

To see if you qualify for The Money Merge Account Program and Free lifetime coaching, request a free analysis. Then not only will you understand how it works, you’ll know what the Money Merge Account program could potentially do for you!  Rest assured that this is a secure process, and we will not be asking for any private information such as account numbers or your social security number.  You will never have to give these.  In fact, you will be in complete control of your information at all times. We just need to know about your current situation. Again, we will be happy to provide you with a free analysis.  Once we have run your analysis, we will show you just how quickly you too can be debt free!

                        
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                                                                                    Jody Heckenlively 888-904-8085